30% Federal Tax Credit Available·Avg Payback: 7.2 Years·50 States + DC Covered·$38,400 Avg 25-Year Savings·Federal ITC Locked Through 2032·Real DSIRE Incentive Data·Commercial: Section 48E up to 50%·C&I Payback: 4–7 Years·30% Federal Tax Credit Available·Avg Payback: 7.2 Years·50 States + DC Covered·$38,400 Avg 25-Year Savings·Federal ITC Locked Through 2032·Real DSIRE Incentive Data·Commercial: Section 48E up to 50%·C&I Payback: 4–7 Years·30% Federal Tax Credit Available·Avg Payback: 7.2 Years·50 States + DC Covered·$38,400 Avg 25-Year Savings·Federal ITC Locked Through 2032·Real DSIRE Incentive Data·Commercial: Section 48E up to 50%·C&I Payback: 4–7 Years·30% Federal Tax Credit Available·Avg Payback: 7.2 Years·50 States + DC Covered·$38,400 Avg 25-Year Savings·Federal ITC Locked Through 2032·Real DSIRE Incentive Data·Commercial: Section 48E up to 50%·C&I Payback: 4–7 Years·
::PHILADELPHIA_INCENTIVES // 2026

PhiladelphiaSolar Incentives 2026: Rebates, Tax Credits & Net Metering

Updated June 2026 · PECO · Pennsylvania

Philadelphia homeowners stack the 30% federal tax credit and PECO net metering. At 4.2 peak sun hours a day, a home with a $135/month bill (about 964 kWh) needs roughly a 9.6 kW system — 24 panels — and pays back in about 6.8 years.

Federal Credit
30%
PA State Credit
Local Utility
PECO
Net Metering
Active
Est. System Size
9.6 kW
Annual Production
11.8k kWh
Net Cost (after credits)
$12,088
Est. Payback
6.8 yrs
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Solar Incentives Available in Philadelphia

Solar incentives in Philadelphia come in three layers. First, every homeowner qualifies for the 30% federal Residential Clean Energy Credit on the full installed cost, claimed on IRS Form 5695. Pennsylvania does not add a state income tax credit, so the federal credit is the main up-front incentive. Third, PECO sets the local rules for crediting the solar power you export.

Pennsylvania's solar carve-out means Philadelphia homes earn PA-SRECs on top of PECO net metering.

How Much Solar Philadelphia Homes Produce

Philadelphia gets 4.2 peak sun hours a day, so each 1 kW of panels produces about 1,226 kWh per year here. A 9.6 kW system — the size that fits a typical $135/month PECO bill — generates roughly 11,773 kWh annually, worth about $1,648 in avoided electricity in year one and more as rates rise.

PECO Net Metering in Philadelphia

PECO credits excess solar generation from Philadelphia homes under Pennsylvania's full retail-rate net metering (~100% of retail). A right-sized system can bring net annual electricity costs close to zero. See full Pennsylvania net metering rules →

How Much Do Solar Panels Cost in Philadelphia?

At Pennsylvania's 2026 average of $2.90/watt, the 9.6 kW system most Philadelphia homes need runs about $27,840 before incentives. The 30% federal credit takes off $8,352, plus PA SREC income — landing the net cost near $12,088, with payback around 6.8 years.

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Frequently Asked Questions

Philadelphia homeowners can claim the 30% federal Residential Clean Energy Credit, and net metering through PECO. Pennsylvania's solar carve-out means Philadelphia homes earn PA-SRECs on top of PECO net metering.

Solar Incentives in Other Pennsylvania Cities

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