RochesterSolar Incentives 2026: Rebates, Tax Credits & Net Metering
Rochester homeowners installing in 2026 cannot claim the federal residential credit. What remains is the 25% New York state credit and RG&E net metering. At 4.1 peak sun hours a day, a home with a $130/month bill (about 929 kWh) needs roughly a 9.4 kW system — 24 panels — and pays back in about 13.1 years.
Solar Incentives Available in Rochester
The federal residential credit does not apply to a Rochester system installed in 2026. New York still lists a 25% state income tax credit (up to $5,000). RG&E sets the local rules for crediting the solar power you export.
RG&E net metering plus New York's 25% state tax credit (up to $5,000) make Rochester solar work despite lower sun hours.
How Much Solar Rochester Homes Produce
Rochester gets 4.1 peak sun hours a day, so each 1 kW of panels produces about 1,197 kWh per year here. A 9.4 kW system — the size that fits a typical $130/month RG&E bill — generates roughly 11,254 kWh annually, worth about $1,576 in avoided electricity in year one and more as rates rise.
RG&E Net Metering in Rochester
RG&E credits excess solar generation from Rochester homes under New York's modified net metering (~70–90% of retail). A right-sized system can bring net annual electricity costs close to zero. See full New York net metering rules →
How Much Do Solar Panels Cost in Rochester?
At New York's 2026 average of $3.10/watt, the 9.4 kW system most Rochester homes need runs about $29,140 before incentives. The federal residential credit is $0. The New York state credit in this model is $5,000. Net cost in this model is about $24,140, with payback around 13.1 years. Those figures use $0 federal credit.
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Frequently Asked Questions
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See your exact Rochester solar savings
Enter your RG&E bill. The calculator uses $0 federal credit plus New York incentives — system size, net cost, payback, and 25-year savings.